Call reports 2013
SECURITY BANK AND TRUST COMPANY — 2013
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,616,000 | 74,003,000 | 74,121,000 | 75,683,000 |
| Total loans | 31,345,000 | 31,047,000 | 32,496,000 | 35,034,000 |
| Allowance for loan losses | 874,000 | 876,000 | 879,000 | 874,000 |
| Securities available for sale | 41,481,000 | 40,104,000 | 37,917,000 | 36,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,430,000 | 64,159,000 | 64,788,000 | 65,533,000 |
| Interest-bearing deposits | 54,928,000 | 52,334,000 | 51,592,000 | 52,719,000 |
| Noninterest-bearing deposits | 11,502,000 | 11,825,000 | 13,196,000 | 12,814,000 |
| Equity capital | 8,441,000 | 7,095,000 | 6,661,000 | 6,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,323,000 | 1,968,000 | 2,660,000 |
| Interest expense | 84,000 | 164,000 | 242,000 | 318,000 |
| Net interest income | 586,000 | 1,159,000 | 1,726,000 | 2,342,000 |
| Noninterest income | 95,000 | 165,000 | 244,000 | 344,000 |
| Noninterest expense | 487,000 | 1,023,000 | 1,516,000 | 2,149,000 |
| Provision for loan losses | 0 | 0 | 0 | -38,000 |
| Pretax income | 304,000 | 427,000 | 580,000 | 612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 427,000 | 580,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,673,000 | 8,526,000 | 8,544,000 | 8,441,000 |
| Total capital | 9,186,000 | 9,031,000 | 9,073,000 | 9,003,000 |
| Risk-weighted assets | 40,671,000 | 40,064,000 | 41,973,000 | 44,655,000 |