Call reports 2012
SECURITY BANK AND TRUST COMPANY — 2012
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,243,000 | 76,808,000 | 75,982,000 | 76,362,000 |
| Total loans | 37,302,000 | 33,603,000 | 32,306,000 | 31,437,000 |
| Allowance for loan losses | 911,000 | 897,000 | 904,000 | 874,000 |
| Securities available for sale | 35,058,000 | 38,884,000 | 39,738,000 | 37,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,504,000 | 65,238,000 | 64,197,000 | 65,277,000 |
| Interest-bearing deposits | 55,810,000 | 53,542,000 | 52,114,000 | 54,782,000 |
| Noninterest-bearing deposits | 11,694,000 | 11,696,000 | 12,083,000 | 10,495,000 |
| Equity capital | 8,749,000 | 8,614,000 | 8,869,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,531,000 | 2,372,000 | 3,100,000 |
| Interest expense | 108,000 | 208,000 | 301,000 | 391,000 |
| Net interest income | 659,000 | 1,323,000 | 2,071,000 | 2,709,000 |
| Noninterest income | 91,000 | 176,000 | 265,000 | 266,000 |
| Noninterest expense | 659,000 | 1,203,000 | 1,689,000 | 2,378,000 |
| Provision for loan losses | 0 | 0 | 88,000 | 57,000 |
| Pretax income | 313,000 | 544,000 | 864,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 544,000 | 864,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,509,000 | 8,470,000 | 8,656,000 | 8,376,000 |
| Total capital | 9,078,000 | 9,027,000 | 9,203,000 | 8,899,000 |
| Risk-weighted assets | 45,191,000 | 44,209,000 | 43,386,000 | 41,518,000 |