Call reports 2011
SECURITY BANK AND TRUST COMPANY — 2011
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,167,000 | 76,878,000 | 75,837,000 | 75,077,000 |
| Total loans | 40,633,000 | 39,037,000 | 38,045,000 | 38,376,000 |
| Allowance for loan losses | 924,000 | 617,000 | 746,000 | 874,000 |
| Securities available for sale | 28,995,000 | 31,354,000 | 33,178,000 | 32,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,860,000 | 65,236,000 | 63,387,000 | 62,988,000 |
| Interest-bearing deposits | 55,638,000 | 53,662,000 | 52,641,000 | 52,256,000 |
| Noninterest-bearing deposits | 10,222,000 | 11,574,000 | 10,746,000 | 10,732,000 |
| Equity capital | 8,104,000 | 8,504,000 | 8,892,000 | 8,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,571,000 | 2,376,000 | 3,170,000 |
| Interest expense | 129,000 | 248,000 | 359,000 | 467,000 |
| Net interest income | 642,000 | 1,323,000 | 2,017,000 | 2,703,000 |
| Noninterest income | 93,000 | 194,000 | 291,000 | 227,000 |
| Noninterest expense | 564,000 | 1,081,000 | 1,642,000 | 2,276,000 |
| Provision for loan losses | 50,000 | 173,000 | 299,000 | 424,000 |
| Pretax income | 118,000 | 328,000 | 546,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | 328,000 | 546,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,175,000 | 8,385,000 | 8,603,000 | 8,215,000 |
| Total capital | 8,756,000 | 8,958,000 | 9,177,000 | 8,791,000 |
| Risk-weighted assets | 46,140,000 | 45,769,000 | 45,741,000 | 45,797,000 |