Call reports 2010
SECURITY BANK AND TRUST COMPANY — 2010
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,988,000 | 78,243,000 | 76,508,000 | 75,555,000 |
| Total loans | 41,168,000 | 41,418,000 | 42,940,000 | 41,666,000 |
| Allowance for loan losses | 876,000 | 885,000 | 841,000 | 874,000 |
| Securities available for sale | 29,823,000 | 31,997,000 | 28,359,000 | 29,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,299,000 | 66,406,000 | 64,584,000 | 64,180,000 |
| Interest-bearing deposits | 58,844,000 | 56,178,000 | 55,998,000 | 54,337,000 |
| Noninterest-bearing deposits | 10,455,000 | 10,228,000 | 8,586,000 | 9,843,000 |
| Equity capital | 8,298,000 | 8,464,000 | 8,574,000 | 7,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,735,000 | 2,594,000 | 3,407,000 |
| Interest expense | 202,000 | 392,000 | 559,000 | 709,000 |
| Net interest income | 677,000 | 1,343,000 | 2,035,000 | 2,698,000 |
| Noninterest income | 107,000 | 220,000 | 330,000 | 441,000 |
| Noninterest expense | 567,000 | 1,210,000 | 1,841,000 | 2,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 274,000 | 446,000 | 658,000 | 591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 446,000 | 658,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,302,000 | 8,204,000 | 8,282,000 | 8,079,000 |
| Total capital | 8,905,000 | 8,798,000 | 8,871,000 | 8,652,000 |
| Risk-weighted assets | 48,001,000 | 47,267,000 | 46,877,000 | 45,522,000 |