Call reports 2009
SECURITY BANK AND TRUST COMPANY — 2009
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 77,151,000 | 77,496,000 | 77,834,000 | 80,088,000 |
| Total loans | 45,018,000 | 45,659,000 | 43,760,000 | 40,933,000 |
| Allowance for loan losses | 734,000 | 878,000 | 703,000 | 874,000 |
| Securities available for sale | 25,096,000 | 26,501,000 | 28,202,000 | 32,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,284,000 | 66,520,000 | 65,935,000 | 68,635,000 |
| Interest-bearing deposits | 55,646,000 | 56,087,000 | 56,581,000 | 57,791,000 |
| Noninterest-bearing deposits | 10,638,000 | 10,433,000 | 9,354,000 | 10,844,000 |
| Equity capital | 7,891,000 | 8,002,000 | 8,386,000 | 7,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 1,931,000 | 2,879,000 | 3,838,000 |
| Interest expense | 317,000 | 598,000 | 853,000 | 1,086,000 |
| Net interest income | 689,000 | 1,333,000 | 2,026,000 | 2,752,000 |
| Noninterest income | 102,000 | 217,000 | 339,000 | 464,000 |
| Noninterest expense | 550,000 | 1,122,000 | 1,622,000 | 2,551,000 |
| Provision for loan losses | 353,000 | 484,000 | 576,000 | 729,000 |
| Pretax income | 3,000 | 123,000 | 438,000 | 238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 123,000 | 438,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,806,000 | 7,925,000 | 8,240,000 | 8,041,000 |
| Total capital | 8,429,000 | 8,544,000 | 8,840,000 | 8,645,000 |
| Risk-weighted assets | 49,751,000 | 49,244,000 | 47,903,000 | 48,022,000 |