Call reports 2008
SECURITY BANK AND TRUST COMPANY — 2008
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 79,025,000 | 80,527,000 | 79,810,000 | 80,139,000 |
| Total loans | 48,003,000 | 46,470,000 | 47,220,000 | 47,114,000 |
| Allowance for loan losses | 876,000 | 877,000 | 873,000 | 874,000 |
| Securities available for sale | 26,257,000 | 27,857,000 | 27,162,000 | 25,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,257,000 | 71,480,000 | 68,193,000 | 67,388,000 |
| Interest-bearing deposits | 58,515,000 | 60,167,000 | 58,049,000 | 56,041,000 |
| Noninterest-bearing deposits | 10,742,000 | 11,313,000 | 10,143,000 | 11,347,000 |
| Equity capital | 8,152,000 | 7,517,000 | 7,819,000 | 7,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,417,000 | 3,587,000 | 4,628,000 |
| Interest expense | 462,000 | 870,000 | 1,259,000 | 1,620,000 |
| Net interest income | 800,000 | 1,547,000 | 2,328,000 | 3,008,000 |
| Noninterest income | 71,000 | 150,000 | 236,000 | 352,000 |
| Noninterest expense | 533,000 | 1,011,000 | 1,543,000 | 2,205,000 |
| Provision for loan losses | 0 | 0 | 256,000 | 698,000 |
| Pretax income | 345,000 | 812,000 | 891,000 | 583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 812,000 | 891,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,119,000 | 8,046,000 | 8,125,000 | 7,817,000 |
| Total capital | 8,777,000 | 8,689,000 | 8,778,000 | 8,466,000 |
| Risk-weighted assets | 52,420,000 | 51,176,000 | 52,015,000 | 51,673,000 |