Call reports 2007
SECURITY BANK AND TRUST COMPANY — 2007
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,404,000 | 78,684,000 | 78,820,000 | 78,894,000 |
| Total loans | 44,621,000 | 47,999,000 | 45,861,000 | 47,660,000 |
| Allowance for loan losses | 869,000 | 864,000 | 871,000 | 874,000 |
| Securities available for sale | 25,248,000 | 24,618,000 | 25,313,000 | 26,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,036,000 | 69,664,000 | 69,349,000 | 69,496,000 |
| Interest-bearing deposits | 55,685,000 | 58,384,000 | 57,533,000 | 57,813,000 |
| Noninterest-bearing deposits | 10,351,000 | 11,280,000 | 11,816,000 | 11,683,000 |
| Equity capital | 7,657,000 | 7,316,000 | 7,810,000 | 7,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,574,000 | 3,961,000 | 5,296,000 |
| Interest expense | 446,000 | 919,000 | 1,434,000 | 1,943,000 |
| Net interest income | 824,000 | 1,655,000 | 2,527,000 | 3,353,000 |
| Noninterest income | 76,000 | 148,000 | 224,000 | 310,000 |
| Noninterest expense | 532,000 | 1,028,000 | 1,582,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 368,000 | 775,000 | 1,169,000 | 1,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 775,000 | 1,169,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,176,000 | 8,043,000 | 8,167,000 | 7,822,000 |
| Total capital | 8,800,000 | 8,718,000 | 8,819,000 | 8,478,000 |
| Risk-weighted assets | 49,637,000 | 53,814,000 | 51,953,000 | 52,249,000 |