Call reports 2026
NORTH STATE BANK — 2026
What NORTH STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,457,821,000 | 1,461,914,000 |
| Total loans | 1,174,594,000 | 1,163,292,000 |
| Allowance for loan losses | 7,713,000 | 7,686,000 |
| Securities available for sale | 4,766,000 | 4,701,000 |
| Securities held to maturity | 47,587,000 | 44,989,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,223,947,000 | 1,226,703,000 |
| Interest-bearing deposits | 794,093,000 | 826,179,000 |
| Noninterest-bearing deposits | 429,854,000 | 400,524,000 |
| Equity capital | 121,658,000 | 122,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,790,000 | 36,344,000 |
| Interest expense | 4,785,000 | 9,607,000 |
| Net interest income | 13,005,000 | 26,737,000 |
| Noninterest income | 2,600,000 | 4,709,000 |
| Noninterest expense | 12,870,000 | 25,796,000 |
| Provision for loan losses | 23,000 | 30,000 |
| Pretax income | 2,736,000 | 5,670,000 |
| Income tax | 0 | 0 |
| Net income | 2,736,000 | 5,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 121,355,000 | 122,642,000 |
| Total capital | 129,218,000 | 130,453,000 |
| Risk-weighted assets | 1,088,652,000 | 1,081,081,000 |