Call reports 2022
NORTH STATE BANK — 2022
What NORTH STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,451,909,000 | 1,485,673,000 | 1,379,215,000 | 1,303,891,000 |
| Total loans | 960,426,000 | 1,005,381,000 | 1,037,344,000 | 1,049,638,000 |
| Allowance for loan losses | 6,780,000 | 7,025,000 | 7,456,000 | 7,543,000 |
| Securities available for sale | 3,849,000 | 3,527,000 | 3,326,000 | 3,221,000 |
| Securities held to maturity | 45,600,000 | 50,832,000 | 53,162,000 | 53,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,345,500,000 | 1,375,670,000 | 1,267,773,000 | 1,190,132,000 |
| Interest-bearing deposits | 775,605,000 | 810,564,000 | 728,787,000 | 683,773,000 |
| Noninterest-bearing deposits | 569,895,000 | 565,106,000 | 538,986,000 | 506,359,000 |
| Equity capital | 97,313,000 | 99,039,000 | 101,382,000 | 103,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,217,000 | 21,778,000 | 35,057,000 | 48,958,000 |
| Interest expense | 515,000 | 952,000 | 1,435,000 | 2,344,000 |
| Net interest income | 9,702,000 | 20,826,000 | 33,622,000 | 46,614,000 |
| Noninterest income | 3,792,000 | 7,223,000 | 9,694,000 | 11,640,000 |
| Noninterest expense | 10,220,000 | 20,987,000 | 31,893,000 | 42,655,000 |
| Provision for loan losses | 0 | 200,000 | 605,000 | 665,000 |
| Pretax income | 3,274,000 | 6,862,000 | 10,818,000 | 14,934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,274,000 | 6,862,000 | 10,818,000 | 14,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,178,000 | 99,136,000 | 101,786,000 | 103,742,000 |
| Total capital | 103,958,000 | 106,161,000 | 109,242,000 | 111,285,000 |
| Risk-weighted assets | 904,627,000 | 921,327,000 | 946,241,000 | 959,269,000 |