Call reports 2021
NORTH STATE BANK — 2021
What NORTH STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,266,053,000 | 1,284,018,000 | 1,324,826,000 | 1,395,387,000 |
| Total loans | 964,339,000 | 922,893,000 | 918,000,000 | 925,006,000 |
| Allowance for loan losses | 7,258,000 | 7,019,000 | 7,065,000 | 6,742,000 |
| Securities available for sale | 1,018,000 | 2,884,000 | 2,787,000 | 4,252,000 |
| Securities held to maturity | 35,747,000 | 36,930,000 | 36,217,000 | 43,561,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,164,784,000 | 1,180,453,000 | 1,219,063,000 | 1,292,386,000 |
| Interest-bearing deposits | 670,915,000 | 690,838,000 | 721,140,000 | 777,192,000 |
| Noninterest-bearing deposits | 493,869,000 | 489,615,000 | 497,923,000 | 515,194,000 |
| Equity capital | 94,560,000 | 96,355,000 | 97,477,000 | 96,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,060,000 | 21,607,000 | 32,832,000 | 43,642,000 |
| Interest expense | 568,000 | 1,099,000 | 1,653,000 | 2,222,000 |
| Net interest income | 10,492,000 | 20,508,000 | 31,179,000 | 41,420,000 |
| Noninterest income | 6,655,000 | 11,032,000 | 14,790,000 | 17,189,000 |
| Noninterest expense | 10,176,000 | 20,417,000 | 30,565,000 | 40,894,000 |
| Provision for loan losses | 660,000 | 110,000 | 360,000 | 0 |
| Pretax income | 6,311,000 | 11,013,000 | 15,044,000 | 17,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,311,000 | 11,013,000 | 15,044,000 | 17,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,069,000 | 95,884,000 | 96,929,000 | 96,320,000 |
| Total capital | 101,327,000 | 102,903,000 | 103,994,000 | 103,062,000 |
| Risk-weighted assets | 817,598,000 | 824,331,000 | 842,463,000 | 871,428,000 |