Call reports 2019
NORTH STATE BANK — 2019
What NORTH STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 940,910,000 | 922,368,000 | 947,598,000 | 933,435,000 |
| Total loans | 759,551,000 | 776,380,000 | 793,444,000 | 787,749,000 |
| Allowance for loan losses | 4,449,000 | 4,639,000 | 4,930,000 | 4,931,000 |
| Securities available for sale | 1,753,000 | 1,698,000 | 1,612,000 | 1,522,000 |
| Securities held to maturity | 25,334,000 | 25,297,000 | 25,554,000 | 27,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 855,685,000 | 835,754,000 | 858,285,000 | 843,826,000 |
| Interest-bearing deposits | 502,299,000 | 496,544,000 | 516,326,000 | 508,921,000 |
| Noninterest-bearing deposits | 353,386,000 | 339,209,000 | 341,959,000 | 334,905,000 |
| Equity capital | 79,606,000 | 80,408,000 | 81,973,000 | 83,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,790,000 | 19,807,000 | 30,106,000 | 40,087,000 |
| Interest expense | 504,000 | 1,067,000 | 1,698,000 | 2,352,000 |
| Net interest income | 9,286,000 | 18,740,000 | 28,408,000 | 37,735,000 |
| Noninterest income | 2,261,000 | 5,391,000 | 9,391,000 | 12,361,000 |
| Noninterest expense | 8,301,000 | 17,238,000 | 26,781,000 | 35,483,000 |
| Provision for loan losses | 270,000 | 420,000 | 680,000 | 680,000 |
| Pretax income | 2,976,000 | 6,473,000 | 10,338,000 | 13,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,976,000 | 6,473,000 | 10,338,000 | 13,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,298,000 | 80,079,000 | 81,649,000 | 83,371,000 |
| Total capital | 83,747,000 | 84,718,000 | 86,579,000 | 88,301,000 |
| Risk-weighted assets | 730,575,000 | 741,953,000 | 759,244,000 | 755,510,000 |