Call reports 2017
NORTH STATE BANK — 2017
What NORTH STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 820,676,000 | 845,658,000 | 837,391,000 | 833,451,000 |
| Total loans | 654,790,000 | 660,849,000 | 669,504,000 | 694,734,000 |
| Allowance for loan losses | 4,316,000 | 4,360,000 | 4,371,000 | 3,951,000 |
| Securities available for sale | 2,523,000 | 2,447,000 | 2,336,000 | 2,214,000 |
| Securities held to maturity | 23,744,000 | 24,790,000 | 25,145,000 | 25,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 746,353,000 | 769,330,000 | 759,224,000 | 755,840,000 |
| Interest-bearing deposits | 469,917,000 | 489,468,000 | 488,595,000 | 483,885,000 |
| Noninterest-bearing deposits | 276,436,000 | 279,862,000 | 270,629,000 | 271,955,000 |
| Equity capital | 70,677,000 | 72,239,000 | 73,771,000 | 73,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,328,000 | 14,828,000 | 22,607,000 | 30,628,000 |
| Interest expense | 219,000 | 450,000 | 685,000 | 947,000 |
| Net interest income | 7,109,000 | 14,378,000 | 21,922,000 | 29,681,000 |
| Noninterest income | 3,715,000 | 9,004,000 | 14,178,000 | 18,002,000 |
| Noninterest expense | 8,545,000 | 17,764,000 | 27,124,000 | 36,800,000 |
| Provision for loan losses | -146,000 | -146,000 | -146,000 | -446,000 |
| Pretax income | 2,425,000 | 5,764,000 | 9,122,000 | 11,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,425,000 | 5,764,000 | 9,122,000 | 11,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,563,000 | 72,097,000 | 73,612,000 | 73,084,000 |
| Total capital | 74,879,000 | 76,457,000 | 77,983,000 | 77,035,000 |
| Risk-weighted assets | 623,665,000 | 630,979,000 | 645,744,000 | 664,355,000 |