Call reports 2016
NORTH STATE BANK — 2016
What NORTH STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 796,847,000 | 782,199,000 | 794,715,000 | 783,632,000 |
| Total loans | 656,351,000 | 648,386,000 | 658,463,000 | 686,985,000 |
| Allowance for loan losses | 6,219,000 | 6,185,000 | 5,889,000 | 4,346,000 |
| Securities available for sale | 3,772,000 | 2,999,000 | 2,861,000 | 2,630,000 |
| Securities held to maturity | 750,000 | 12,919,000 | 17,778,000 | 23,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 728,437,000 | 711,303,000 | 723,495,000 | 710,422,000 |
| Interest-bearing deposits | 475,550,000 | 448,071,000 | 456,131,000 | 459,525,000 |
| Noninterest-bearing deposits | 252,887,000 | 263,232,000 | 267,365,000 | 250,897,000 |
| Equity capital | 64,954,000 | 66,622,000 | 66,478,000 | 69,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,888,000 | 13,824,000 | 20,765,000 | 27,915,000 |
| Interest expense | 245,000 | 480,000 | 711,000 | 938,000 |
| Net interest income | 6,643,000 | 13,344,000 | 20,054,000 | 26,977,000 |
| Noninterest income | 3,837,000 | 9,209,000 | 15,327,000 | 18,941,000 |
| Noninterest expense | 8,197,000 | 17,404,000 | 26,551,000 | 35,460,000 |
| Provision for loan losses | 143,000 | 83,000 | -85,000 | -1,586,000 |
| Pretax income | 2,336,000 | 5,295,000 | 9,143,000 | 12,272,000 |
| Income tax | 66,000 | 78,000 | 78,000 | 25,000 |
| Net income | 2,270,000 | 5,217,000 | 9,065,000 | 12,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,822,000 | 66,498,000 | 66,345,000 | 69,499,000 |
| Total capital | 71,041,000 | 72,683,000 | 72,234,000 | 73,845,000 |
| Risk-weighted assets | 608,376,000 | 607,185,000 | 615,818,000 | 635,686,000 |