Call reports 2012
NORTH STATE BANK — 2012
What NORTH STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 668,594,000 | 677,023,000 | 668,896,000 | 711,662,000 |
| Total loans | 531,459,000 | 571,014,000 | 606,350,000 | 605,599,000 |
| Allowance for loan losses | 9,142,000 | 8,355,000 | 10,160,000 | 9,487,000 |
| Securities available for sale | 11,036,000 | 20,771,000 | 17,838,000 | 14,709,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,420,000 | 608,632,000 | 600,664,000 | 642,725,000 |
| Interest-bearing deposits | 445,321,000 | 453,356,000 | 452,054,000 | 472,782,000 |
| Noninterest-bearing deposits | 155,099,000 | 155,276,000 | 148,610,000 | 169,943,000 |
| Equity capital | 53,038,000 | 53,740,000 | 54,043,000 | 55,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,448,000 | 13,042,000 | 19,756,000 | 26,296,000 |
| Interest expense | 1,000,000 | 1,959,000 | 2,917,000 | 3,770,000 |
| Net interest income | 5,448,000 | 11,083,000 | 16,839,000 | 22,526,000 |
| Noninterest income | 1,214,000 | 3,097,000 | 5,416,000 | 7,893,000 |
| Noninterest expense | 4,765,000 | 9,854,000 | 15,085,000 | 20,377,000 |
| Provision for loan losses | 1,531,000 | 2,894,000 | 5,423,000 | 6,659,000 |
| Pretax income | 473,000 | 1,538,000 | 1,853,000 | 3,489,000 |
| Income tax | 126,000 | 485,000 | 564,000 | 1,141,000 |
| Net income | 347,000 | 1,053,000 | 1,289,000 | 2,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,866,000 | 53,583,000 | 53,824,000 | 54,887,000 |
| Total capital | 70,079,000 | 70,998,000 | 71,464,000 | 72,641,000 |
| Risk-weighted assets | 494,143,000 | 511,276,000 | 527,699,000 | 537,604,000 |