Call reports 2011
NORTH STATE BANK — 2011
What NORTH STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 649,063,000 | 636,945,000 | 631,572,000 | 632,479,000 |
| Total loans | 492,013,000 | 529,903,000 | 533,560,000 | 540,183,000 |
| Allowance for loan losses | 9,346,000 | 9,944,000 | 9,711,000 | 9,906,000 |
| Securities available for sale | 30,020,000 | 17,012,000 | 14,217,000 | 12,917,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,930,000 | 567,078,000 | 564,487,000 | 565,347,000 |
| Interest-bearing deposits | 441,863,000 | 436,530,000 | 431,070,000 | 420,161,000 |
| Noninterest-bearing deposits | 137,067,000 | 130,548,000 | 133,417,000 | 145,186,000 |
| Equity capital | 51,187,000 | 51,746,000 | 52,228,000 | 52,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,078,000 | 13,811,000 | 20,910,000 | 27,782,000 |
| Interest expense | 1,376,000 | 2,620,000 | 3,804,000 | 4,901,000 |
| Net interest income | 5,702,000 | 11,191,000 | 17,106,000 | 22,881,000 |
| Noninterest income | 252,000 | 562,000 | 1,459,000 | 3,277,000 |
| Noninterest expense | 4,469,000 | 8,786,000 | 12,924,000 | 17,285,000 |
| Provision for loan losses | 1,015,000 | 2,433,000 | 4,570,000 | 6,749,000 |
| Pretax income | 470,000 | 863,000 | 1,445,000 | 2,498,000 |
| Income tax | 170,000 | 313,000 | 502,000 | 860,000 |
| Net income | 300,000 | 550,000 | 943,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,124,000 | 51,399,000 | 51,804,000 | 52,458,000 |
| Total capital | 68,294,000 | 68,667,000 | 69,105,000 | 69,792,000 |
| Risk-weighted assets | 490,446,000 | 497,727,000 | 501,865,000 | 503,160,000 |