Call reports 2006
NORTH STATE BANK — 2006
What NORTH STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 393,618,000 | 422,821,000 | 443,884,000 | 454,292,000 |
| Total loans | 301,317,000 | 320,995,000 | 327,304,000 | 345,943,000 |
| Allowance for loan losses | 3,895,000 | 4,162,000 | 4,247,000 | 3,983,000 |
| Securities available for sale | 46,131,000 | 42,061,000 | 41,743,000 | 41,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,335,000 | 377,989,000 | 400,657,000 | 405,798,000 |
| Interest-bearing deposits | 256,461,000 | 260,561,000 | 286,207,000 | 300,570,000 |
| Noninterest-bearing deposits | 95,874,000 | 117,428,000 | 114,450,000 | 105,228,000 |
| Equity capital | 27,835,000 | 29,616,000 | 30,851,000 | 32,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,854,000 | 12,195,000 | 19,088,000 | 26,347,000 |
| Interest expense | 2,257,000 | 4,820,000 | 7,744,000 | 11,037,000 |
| Net interest income | 3,597,000 | 7,375,000 | 11,344,000 | 15,310,000 |
| Noninterest income | 291,000 | 593,000 | 874,000 | 1,215,000 |
| Noninterest expense | 2,521,000 | 5,024,000 | 7,643,000 | 10,672,000 |
| Provision for loan losses | 154,000 | 376,000 | 461,000 | 69,000 |
| Pretax income | 1,213,000 | 2,568,000 | 4,114,000 | 5,784,000 |
| Income tax | 407,000 | 853,000 | 1,369,000 | 1,917,000 |
| Net income | 806,000 | 1,715,000 | 2,745,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,265,000 | 30,174,000 | 31,202,000 | 32,325,000 |
| Total capital | 32,120,000 | 34,201,000 | 35,441,000 | 36,308,000 |
| Risk-weighted assets | 308,366,000 | 329,485,000 | 339,100,000 | 355,455,000 |
Machine access — free, no API key
Every figure shown here about NORTH STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.