Call reports 2005
NORTH STATE BANK — 2005
What NORTH STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 321,794,000 | 350,362,000 | 373,199,000 | 382,096,000 |
| Total loans | 255,374,000 | 260,814,000 | 273,742,000 | 294,175,000 |
| Allowance for loan losses | 3,282,000 | 3,295,000 | 3,456,000 | 3,679,000 |
| Securities available for sale | 34,215,000 | 38,089,000 | 41,071,000 | 40,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,308,000 | 313,942,000 | 334,991,000 | 341,475,000 |
| Interest-bearing deposits | 202,767,000 | 219,338,000 | 244,183,000 | 254,616,000 |
| Noninterest-bearing deposits | 83,541,000 | 94,604,000 | 90,808,000 | 86,859,000 |
| Equity capital | 24,031,000 | 24,770,000 | 25,604,000 | 27,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,978,000 | 8,391,000 | 13,293,000 | 18,743,000 |
| Interest expense | 1,188,000 | 2,527,000 | 4,162,000 | 6,165,000 |
| Net interest income | 2,790,000 | 5,864,000 | 9,131,000 | 12,578,000 |
| Noninterest income | 279,000 | 629,000 | 1,016,000 | 1,339,000 |
| Noninterest expense | 2,073,000 | 4,292,000 | 6,538,000 | 8,904,000 |
| Provision for loan losses | 215,000 | 380,000 | 577,000 | 792,000 |
| Pretax income | 784,000 | 1,823,000 | 3,034,000 | 4,224,000 |
| Income tax | 269,000 | 637,000 | 1,049,000 | 1,463,000 |
| Net income | 515,000 | 1,186,000 | 1,985,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,380,000 | 25,052,000 | 25,850,000 | 27,459,000 |
| Total capital | 27,580,000 | 28,347,000 | 29,306,000 | 31,138,000 |
| Risk-weighted assets | 255,896,000 | 265,769,000 | 283,261,000 | 302,244,000 |
Machine access — free, no API key
Every figure shown here about NORTH STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.