Call reports 2014
ENTERPRISE BANK — 2014
What ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 539,623,000 | 537,051,000 | 569,081,000 | 570,073,000 |
| Total loans | 403,677,000 | 408,512,000 | 407,577,000 | 410,076,000 |
| Allowance for loan losses | 5,151,000 | 5,268,000 | 5,119,000 | 4,554,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,200,000 | 15,164,000 | 15,132,000 | 15,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,525,000 | 457,996,000 | 488,653,000 | 490,544,000 |
| Interest-bearing deposits | 311,431,000 | 305,470,000 | 329,114,000 | 303,394,000 |
| Noninterest-bearing deposits | 149,094,000 | 152,526,000 | 159,539,000 | 187,150,000 |
| Equity capital | 76,832,000 | 78,089,000 | 79,482,000 | 78,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,817,000 | 11,644,000 | 17,572,000 | 23,570,000 |
| Interest expense | 488,000 | 996,000 | 1,518,000 | 2,019,000 |
| Net interest income | 5,329,000 | 10,648,000 | 16,054,000 | 21,551,000 |
| Noninterest income | 241,000 | 544,000 | 857,000 | 1,396,000 |
| Noninterest expense | 3,515,000 | 7,250,000 | 10,905,000 | 15,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,055,000 | 3,942,000 | 6,006,000 | 7,752,000 |
| Income tax | 705,000 | 1,335,000 | 2,006,000 | 2,682,000 |
| Net income | 1,350,000 | 2,607,000 | 4,000,000 | 5,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,627,000 | 58,884,000 | 60,277,000 | 59,131,000 |
| Total capital | 62,753,000 | 64,152,000 | 65,396,000 | 63,685,000 |
| Risk-weighted assets | 410,078,000 | 430,998,000 | 430,821,000 | 430,722,000 |