Call reports 2013
ENTERPRISE BANK — 2013
What ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 516,997,000 | 511,157,000 | 516,145,000 | 507,253,000 |
| Total loans | 363,767,000 | 353,444,000 | 376,052,000 | 399,979,000 |
| Allowance for loan losses | 6,602,000 | 5,511,000 | 5,334,000 | 4,972,000 |
| Securities available for sale | 6,610,000 | 6,146,000 | 5,723,000 | 0 |
| Securities held to maturity | 15,433,000 | 15,348,000 | 15,281,000 | 15,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,991,000 | 435,820,000 | 438,836,000 | 430,259,000 |
| Interest-bearing deposits | 294,641,000 | 285,851,000 | 287,943,000 | 284,968,000 |
| Noninterest-bearing deposits | 148,350,000 | 149,969,000 | 150,893,000 | 145,291,000 |
| Equity capital | 71,421,000 | 73,028,000 | 74,144,000 | 75,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,719,000 | 11,336,000 | 16,974,000 | 22,797,000 |
| Interest expense | 558,000 | 1,090,000 | 1,603,000 | 2,096,000 |
| Net interest income | 5,161,000 | 10,246,000 | 15,371,000 | 20,701,000 |
| Noninterest income | 281,000 | 428,000 | 708,000 | 933,000 |
| Noninterest expense | 3,582,000 | 7,236,000 | 10,935,000 | 14,457,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 1,860,000 | 4,438,000 | 6,144,000 | 8,452,000 |
| Income tax | 642,000 | 1,529,000 | 2,108,000 | 2,893,000 |
| Net income | 1,218,000 | 2,909,000 | 4,036,000 | 5,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,935,000 | 53,627,000 | 54,753,000 | 56,277,000 |
| Total capital | 56,511,000 | 58,098,000 | 59,499,000 | 61,249,000 |
| Risk-weighted assets | 364,054,000 | 356,618,000 | 379,077,000 | 405,827,000 |