Call reports 2012
ENTERPRISE BANK — 2012
What ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 548,329,000 | 525,503,000 | 522,968,000 | 526,275,000 |
| Total loans | 366,239,000 | 369,903,000 | 374,121,000 | 371,159,000 |
| Allowance for loan losses | 7,208,000 | 7,246,000 | 7,080,000 | 6,678,000 |
| Securities available for sale | 18,043,000 | 7,770,000 | 7,681,000 | 7,243,000 |
| Securities held to maturity | 1,119,000 | 990,000 | 11,884,000 | 15,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,024,000 | 455,406,000 | 451,246,000 | 454,309,000 |
| Interest-bearing deposits | 324,238,000 | 314,956,000 | 299,304,000 | 292,322,000 |
| Noninterest-bearing deposits | 155,786,000 | 140,450,000 | 151,942,000 | 161,987,000 |
| Equity capital | 66,474,000 | 67,508,000 | 68,746,000 | 70,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,918,000 | 12,118,000 | 17,690,000 | 24,195,000 |
| Interest expense | 756,000 | 1,484,000 | 2,149,000 | 2,745,000 |
| Net interest income | 5,162,000 | 10,634,000 | 15,541,000 | 21,450,000 |
| Noninterest income | -65,000 | -91,000 | 155,000 | 130,000 |
| Noninterest expense | 3,682,000 | 7,322,000 | 10,652,000 | 14,222,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 1,115,000 | 2,621,000 | 4,444,000 | 6,758,000 |
| Income tax | 379,000 | 891,000 | 1,511,000 | 2,307,000 |
| Net income | 736,000 | 1,730,000 | 2,933,000 | 4,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,003,000 | 47,997,000 | 49,200,000 | 50,717,000 |
| Total capital | 51,646,000 | 52,823,000 | 54,053,000 | 55,480,000 |
| Risk-weighted assets | 368,918,000 | 383,682,000 | 394,557,000 | 385,873,000 |