Call reports 2011
ENTERPRISE BANK — 2011
What ENTERPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 537,032,000 | 520,015,000 | 527,443,000 | 533,739,000 |
| Total loans | 403,218,000 | 393,792,000 | 386,997,000 | 372,124,000 |
| Allowance for loan losses | 6,258,000 | 5,936,000 | 7,568,000 | 7,503,000 |
| Securities available for sale | 14,749,000 | 16,935,000 | 18,492,000 | 18,380,000 |
| Securities held to maturity | 1,663,000 | 1,559,000 | 1,444,000 | 1,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,075,000 | 452,252,000 | 459,970,000 | 465,752,000 |
| Interest-bearing deposits | 336,058,000 | 332,456,000 | 332,908,000 | 323,617,000 |
| Noninterest-bearing deposits | 134,017,000 | 119,796,000 | 127,062,000 | 142,135,000 |
| Equity capital | 64,998,000 | 65,844,000 | 65,825,000 | 65,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,662,000 | 13,246,000 | 19,736,000 | 25,967,000 |
| Interest expense | 1,042,000 | 2,011,000 | 2,954,000 | 3,826,000 |
| Net interest income | 5,620,000 | 11,235,000 | 16,782,000 | 22,141,000 |
| Noninterest income | 301,000 | -57,000 | 225,000 | -1,813,000 |
| Noninterest expense | 4,060,000 | 7,907,000 | 11,557,000 | 14,580,000 |
| Provision for loan losses | 300,000 | 650,000 | 3,250,000 | 3,550,000 |
| Pretax income | 1,561,000 | 2,621,000 | 2,200,000 | 2,198,000 |
| Income tax | 531,000 | 891,000 | 748,000 | 747,000 |
| Net income | 1,030,000 | 1,730,000 | 1,452,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,846,000 | 46,546,000 | 46,267,000 | 46,267,000 |
| Total capital | 51,011,000 | 51,551,000 | 51,174,000 | 50,972,000 |
| Risk-weighted assets | 412,122,000 | 399,448,000 | 389,933,000 | 373,617,000 |