Call reports 2010
ENTERPRISE BANK — 2010
What ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 559,540,000 | 548,164,000 | 546,175,000 | 542,506,000 |
| Total loans | 443,708,000 | 443,136,000 | 430,520,000 | 415,780,000 |
| Allowance for loan losses | 4,809,000 | 5,250,000 | 5,674,000 | 6,134,000 |
| Securities available for sale | 6,796,000 | 6,851,000 | 7,135,000 | 14,816,000 |
| Securities held to maturity | 2,435,000 | 2,297,000 | 2,164,000 | 1,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,077,000 | 481,496,000 | 480,379,000 | 476,725,000 |
| Interest-bearing deposits | 396,199,000 | 384,363,000 | 368,195,000 | 365,497,000 |
| Noninterest-bearing deposits | 97,878,000 | 97,133,000 | 112,184,000 | 111,228,000 |
| Equity capital | 64,106,000 | 65,270,000 | 64,644,000 | 63,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,750,000 | 13,545,000 | 20,166,000 | 27,010,000 |
| Interest expense | 1,567,000 | 3,081,000 | 4,412,000 | 5,591,000 |
| Net interest income | 5,183,000 | 10,464,000 | 15,754,000 | 21,419,000 |
| Noninterest income | 3,000 | 446,000 | 592,000 | 619,000 |
| Noninterest expense | 3,407,000 | 6,750,000 | 10,602,000 | 15,383,000 |
| Provision for loan losses | 300,000 | 1,000,000 | 3,650,000 | 5,350,000 |
| Pretax income | 1,479,000 | 3,160,000 | 2,094,000 | 1,305,000 |
| Income tax | 503,000 | 1,073,000 | 691,000 | 449,000 |
| Net income | 976,000 | 2,087,000 | 1,403,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,935,000 | 46,044,000 | 45,364,000 | 44,816,000 |
| Total capital | 49,744,000 | 51,294,000 | 50,840,000 | 50,151,000 |
| Risk-weighted assets | 447,936,000 | 446,468,000 | 437,903,000 | 426,029,000 |