Call reports 2009
ENTERPRISE BANK — 2009
What ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 477,723,000 | 484,519,000 | 525,540,000 | 543,858,000 |
| Total loans | 380,319,000 | 396,366,000 | 434,890,000 | 439,982,000 |
| Allowance for loan losses | 2,696,000 | 2,025,000 | 2,552,000 | 5,065,000 |
| Securities available for sale | 0 | 1,988,000 | 3,189,000 | 6,858,000 |
| Securities held to maturity | 1,896,000 | 832,000 | 2,740,000 | 2,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,009,000 | 422,398,000 | 459,247,000 | 479,373,000 |
| Interest-bearing deposits | 316,166,000 | 321,687,000 | 368,921,000 | 378,439,000 |
| Noninterest-bearing deposits | 100,843,000 | 100,711,000 | 90,326,000 | 100,934,000 |
| Equity capital | 59,641,000 | 60,235,000 | 64,164,000 | 63,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,455,000 | 11,271,000 | 17,814,000 | 24,533,000 |
| Interest expense | 1,963,000 | 3,737,000 | 5,445,000 | 7,124,000 |
| Net interest income | 3,492,000 | 7,534,000 | 12,369,000 | 17,409,000 |
| Noninterest income | 269,000 | 625,000 | 891,000 | 1,139,000 |
| Noninterest expense | 3,232,000 | 6,672,000 | 10,043,000 | 13,640,000 |
| Provision for loan losses | 400,000 | 400,000 | 1,115,000 | 4,315,000 |
| Pretax income | 129,000 | 1,087,000 | 2,102,000 | 593,000 |
| Income tax | 45,000 | 370,000 | 498,000 | -15,000 |
| Net income | 84,000 | 717,000 | 1,604,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,436,000 | 41,069,000 | 44,956,000 | 43,960,000 |
| Total capital | 43,132,000 | 43,094,000 | 47,508,000 | 49,025,000 |
| Risk-weighted assets | 395,281,000 | 417,520,000 | 455,488,000 | 449,450,000 |