Call reports 2008
ENTERPRISE BANK — 2008
What ENTERPRISE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 418,185,000 | 428,161,000 | 446,108,000 | 470,785,000 |
| Total loans | 342,944,000 | 354,539,000 | 360,558,000 | 375,620,000 |
| Allowance for loan losses | 2,565,000 | 2,569,000 | 2,572,000 | 2,589,000 |
| Securities available for sale | 0 | 4,855,000 | 4,977,000 | 5,000,000 |
| Securities held to maturity | 4,110,000 | 3,110,000 | 4,087,000 | 1,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,755,000 | 373,852,000 | 389,574,000 | 413,707,000 |
| Interest-bearing deposits | 279,478,000 | 290,872,000 | 300,241,000 | 315,102,000 |
| Noninterest-bearing deposits | 84,277,000 | 82,980,000 | 89,333,000 | 98,605,000 |
| Equity capital | 52,782,000 | 53,315,000 | 55,253,000 | 55,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,812,000 | 13,155,000 | 19,488,000 | 25,258,000 |
| Interest expense | 2,719,000 | 5,173,000 | 7,453,000 | 9,730,000 |
| Net interest income | 4,093,000 | 7,982,000 | 12,035,000 | 15,528,000 |
| Noninterest income | 261,000 | 523,000 | 802,000 | 1,113,000 |
| Noninterest expense | 3,100,000 | 6,182,000 | 9,290,000 | 12,656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,254,000 | 2,323,000 | 3,547,000 | 3,985,000 |
| Income tax | 426,000 | 790,000 | 1,206,000 | 1,355,000 |
| Net income | 828,000 | 1,533,000 | 2,341,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,577,000 | 34,255,000 | 36,063,000 | 36,353,000 |
| Total capital | 36,142,000 | 36,824,000 | 38,635,000 | 38,942,000 |
| Risk-weighted assets | 352,165,000 | 362,400,000 | 371,088,000 | 388,524,000 |