Call reports 2005
ENTERPRISE BANK — 2005
What ENTERPRISE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 147,798,000 | 172,637,000 | 188,218,000 | 225,373,000 |
| Total loans | 115,017,000 | 133,994,000 | 145,964,000 | 160,145,000 |
| Allowance for loan losses | 1,284,000 | 1,487,000 | 1,552,000 | 1,646,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,000,000 | 9,000,000 | 9,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,308,000 | 151,355,000 | 166,418,000 | 202,742,000 |
| Interest-bearing deposits | 97,853,000 | 117,261,000 | 129,725,000 | 143,597,000 |
| Noninterest-bearing deposits | 31,455,000 | 34,094,000 | 36,693,000 | 59,145,000 |
| Equity capital | 17,847,000 | 20,610,000 | 20,940,000 | 21,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,842,000 | 7,826,000 | 11,327,000 |
| Interest expense | 472,000 | 1,104,000 | 1,904,000 | 2,902,000 |
| Net interest income | 1,702,000 | 3,738,000 | 5,922,000 | 8,425,000 |
| Noninterest income | 130,000 | 240,000 | 372,000 | 512,000 |
| Noninterest expense | 1,358,000 | 2,896,000 | 4,562,000 | 6,201,000 |
| Provision for loan losses | 135,000 | 345,000 | 495,000 | 630,000 |
| Pretax income | 339,000 | 737,000 | 1,237,000 | 2,106,000 |
| Income tax | 115,000 | 250,000 | 421,000 | 716,000 |
| Net income | 224,000 | 487,000 | 816,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 15,134,000 | 15,464,000 | 16,037,000 |
| Total capital | 13,655,000 | 16,621,000 | 17,016,000 | 17,683,000 |
| Risk-weighted assets | 120,544,000 | 142,464,000 | 153,106,000 | 172,346,000 |
Machine access — free, no API key
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