Call reports 2025
BANK OF TEXAS — 2025
What BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 550,564,000 | 523,496,000 | 540,339,000 | 525,992,000 |
| Total loans | 424,780,000 | 399,799,000 | 397,523,000 | 406,972,000 |
| Allowance for loan losses | 5,703,000 | 5,703,000 | 5,703,000 | 5,703,000 |
| Securities available for sale | 5,485,000 | 5,421,000 | 5,483,000 | 4,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,062,000 | 411,524,000 | 435,745,000 | 420,209,000 |
| Interest-bearing deposits | 303,089,000 | 280,320,000 | 315,642,000 | 306,443,000 |
| Noninterest-bearing deposits | 145,973,000 | 131,203,000 | 120,102,000 | 113,766,000 |
| Equity capital | 60,342,000 | 63,079,000 | 66,224,000 | 68,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,406,000 | 16,890,000 | 25,935,000 | 34,147,000 |
| Interest expense | 3,193,000 | 6,293,000 | 9,563,000 | 12,872,000 |
| Net interest income | 5,213,000 | 10,597,000 | 16,372,000 | 21,275,000 |
| Noninterest income | 95,000 | 200,000 | 295,000 | 394,000 |
| Noninterest expense | 1,870,000 | 3,819,000 | 5,714,000 | 7,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,438,000 | 6,978,000 | 10,953,000 | 14,031,000 |
| Income tax | 786,000 | 1,583,000 | 2,419,000 | 2,964,000 |
| Net income | 2,652,000 | 5,395,000 | 8,534,000 | 11,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,083,000 | 62,827,000 | 65,966,000 | 68,498,000 |
| Total capital | 65,836,000 | 68,580,000 | 71,719,000 | 74,251,000 |
| Risk-weighted assets | 519,585,000 | 485,302,000 | 467,193,000 | 479,191,000 |