Call reports 2024
BANK OF TEXAS — 2024
What BANK OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 534,531,000 | 548,158,000 | 535,811,000 | 525,534,000 |
| Total loans | 456,525,000 | 429,031,000 | 434,302,000 | 454,347,000 |
| Allowance for loan losses | 5,821,000 | 5,821,000 | 5,821,000 | 5,821,000 |
| Securities available for sale | 7,476,000 | 4,372,000 | 5,427,000 | 5,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,988,000 | 430,834,000 | 437,723,000 | 427,062,000 |
| Interest-bearing deposits | 272,108,000 | 293,443,000 | 285,550,000 | 281,397,000 |
| Noninterest-bearing deposits | 122,880,000 | 137,391,000 | 152,173,000 | 145,665,000 |
| Equity capital | 70,570,000 | 71,033,000 | 54,573,000 | 57,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,450,000 | 18,824,000 | 28,256,000 | 37,171,000 |
| Interest expense | 2,878,000 | 6,074,000 | 9,338,000 | 12,463,000 |
| Net interest income | 6,572,000 | 12,750,000 | 18,918,000 | 24,708,000 |
| Noninterest income | 79,000 | 217,000 | 315,000 | 409,000 |
| Noninterest expense | 1,811,000 | 3,675,000 | 5,516,000 | 7,353,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,840,000 | 9,292,000 | 13,717,000 | 17,764,000 |
| Income tax | 1,020,000 | 2,031,000 | 2,943,000 | 3,848,000 |
| Net income | 3,820,000 | 7,261,000 | 10,774,000 | 13,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,336,000 | 70,777,000 | 54,290,000 | 57,432,000 |
| Total capital | 76,207,000 | 76,648,000 | 60,161,000 | 63,303,000 |
| Risk-weighted assets | 543,948,000 | 506,747,000 | 522,055,000 | 547,614,000 |