Call reports 2022
BANK OF TEXAS — 2022
What BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 580,049,000 | 571,704,000 | 626,200,000 | 582,298,000 |
| Total loans | 413,760,000 | 430,840,000 | 458,224,000 | 483,862,000 |
| Allowance for loan losses | 4,396,000 | 4,396,000 | 4,721,000 | 5,871,000 |
| Securities available for sale | 4,214,000 | 23,774,000 | 22,697,000 | 22,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,519,000 | 446,822,000 | 503,434,000 | 463,869,000 |
| Interest-bearing deposits | 279,070,000 | 278,497,000 | 267,682,000 | 257,904,000 |
| Noninterest-bearing deposits | 175,449,000 | 168,325,000 | 235,752,000 | 205,965,000 |
| Equity capital | 62,794,000 | 64,649,000 | 67,662,000 | 67,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,462,000 | 9,534,000 | 16,257,000 | 24,658,000 |
| Interest expense | 739,000 | 1,470,000 | 2,307,000 | 3,568,000 |
| Net interest income | 3,723,000 | 8,064,000 | 13,950,000 | 21,090,000 |
| Noninterest income | 27,000 | 55,000 | 83,000 | 108,000 |
| Noninterest expense | 1,420,000 | 2,880,000 | 4,363,000 | 6,020,000 |
| Provision for loan losses | 0 | 0 | 325,000 | 1,475,000 |
| Pretax income | 2,330,000 | 5,239,000 | 9,345,000 | 13,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,330,000 | 5,239,000 | 9,345,000 | 13,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,631,000 | 64,692,000 | 67,922,000 | 67,706,000 |
| Total capital | 67,027,000 | 69,088,000 | 72,643,000 | 73,577,000 |
| Risk-weighted assets | 497,865,000 | 540,788,000 | 552,410,000 | 573,761,000 |