Call reports 2021
BANK OF TEXAS — 2021
What BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 436,656,000 | 463,166,000 | 500,777,000 | 541,634,000 |
| Total loans | 369,838,000 | 392,317,000 | 386,015,000 | 431,726,000 |
| Allowance for loan losses | 3,896,000 | 4,046,000 | 4,246,000 | 4,396,000 |
| Securities available for sale | 4,952,000 | 4,938,000 | 4,936,000 | 4,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,284,000 | 348,251,000 | 375,928,000 | 417,477,000 |
| Interest-bearing deposits | 231,967,000 | 231,276,000 | 239,205,000 | 232,443,000 |
| Noninterest-bearing deposits | 111,317,000 | 116,975,000 | 136,723,000 | 185,034,000 |
| Equity capital | 57,745,000 | 58,928,000 | 60,201,000 | 60,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,799,000 | 11,971,000 | 16,361,000 |
| Interest expense | 682,000 | 1,345,000 | 2,046,000 | 2,750,000 |
| Net interest income | 3,127,000 | 6,454,000 | 9,925,000 | 13,611,000 |
| Noninterest income | 59,000 | 126,000 | 186,000 | 253,000 |
| Noninterest expense | 1,201,000 | 2,412,000 | 3,676,000 | 5,015,000 |
| Provision for loan losses | 0 | 190,000 | 390,000 | 540,000 |
| Pretax income | 1,985,000 | 3,978,000 | 6,045,000 | 8,309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,985,000 | 3,978,000 | 6,045,000 | 8,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,458,000 | 58,655,000 | 59,927,000 | 60,295,000 |
| Total capital | 61,354,000 | 62,701,000 | 64,173,000 | 64,691,000 |
| Risk-weighted assets | 459,678,000 | 476,363,000 | 473,806,000 | 519,786,000 |