Call reports 2020
BANK OF TEXAS — 2020
What BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 394,671,000 | 417,299,000 | 419,992,000 | 431,137,000 |
| Total loans | 346,883,000 | 343,848,000 | 325,918,000 | 341,546,000 |
| Allowance for loan losses | 3,896,000 | 3,896,000 | 3,896,000 | 3,896,000 |
| Securities available for sale | 5,180,000 | 5,164,000 | 5,151,000 | 5,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,176,000 | 329,105,000 | 328,441,000 | 337,168,000 |
| Interest-bearing deposits | 186,996,000 | 230,400,000 | 227,939,000 | 228,558,000 |
| Noninterest-bearing deposits | 81,180,000 | 98,705,000 | 100,502,000 | 108,610,000 |
| Equity capital | 51,462,000 | 52,997,000 | 54,681,000 | 54,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,277,000 | 8,060,000 | 11,741,000 | 15,358,000 |
| Interest expense | 980,000 | 1,999,000 | 2,915,000 | 3,695,000 |
| Net interest income | 3,297,000 | 6,061,000 | 8,826,000 | 11,663,000 |
| Noninterest income | 27,000 | 47,000 | 70,000 | 125,000 |
| Noninterest expense | 1,207,000 | 2,439,000 | 3,537,000 | 4,476,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,917,000 | 3,469,000 | 5,159,000 | 7,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,917,000 | 3,469,000 | 5,159,000 | 7,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,127,000 | 52,683,000 | 54,376,000 | 54,387,000 |
| Total capital | 55,023,000 | 56,579,000 | 58,272,000 | 58,283,000 |
| Risk-weighted assets | 398,567,000 | 421,565,000 | 401,723,000 | 424,696,000 |