Call reports 2019
BANK OF TEXAS — 2019
What BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 365,285,000 | 372,380,000 | 379,987,000 | 395,158,000 |
| Total loans | 273,724,000 | 280,640,000 | 304,668,000 | 317,331,000 |
| Allowance for loan losses | 3,621,000 | 3,621,000 | 3,621,000 | 3,696,000 |
| Securities available for sale | 4,854,000 | 4,874,000 | 4,886,000 | 4,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,301,000 | 303,285,000 | 302,177,000 | 315,463,000 |
| Interest-bearing deposits | 187,166,000 | 191,612,000 | 184,847,000 | 186,427,000 |
| Noninterest-bearing deposits | 119,135,000 | 111,672,000 | 117,330,000 | 129,036,000 |
| Equity capital | 45,376,000 | 48,015,000 | 50,474,000 | 49,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,443,000 | 9,107,000 | 13,636,000 | 18,047,000 |
| Interest expense | 863,000 | 1,769,000 | 2,720,000 | 3,711,000 |
| Net interest income | 3,580,000 | 7,338,000 | 10,916,000 | 14,336,000 |
| Noninterest income | 27,000 | 51,000 | 77,000 | 103,000 |
| Noninterest expense | 1,099,000 | 2,262,000 | 3,416,000 | 4,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 2,508,000 | 5,127,000 | 7,577,000 | 9,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,508,000 | 5,127,000 | 7,577,000 | 9,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,139,000 | 47,763,000 | 50,217,000 | 49,206,000 |
| Total capital | 48,760,000 | 51,384,000 | 53,838,000 | 52,902,000 |
| Risk-weighted assets | 335,264,000 | 372,392,000 | 393,882,000 | 386,212,000 |