Call reports 2018
BANK OF TEXAS — 2018
What BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 354,967,000 | 371,579,000 | 372,757,000 | 375,768,000 |
| Total loans | 258,243,000 | 275,261,000 | 262,435,000 | 270,295,000 |
| Allowance for loan losses | 3,571,000 | 3,621,000 | 3,621,000 | 3,621,000 |
| Securities available for sale | 4,396,000 | 4,880,000 | 4,864,000 | 4,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,366,000 | 314,010,000 | 313,008,000 | 320,205,000 |
| Interest-bearing deposits | 213,114,000 | 208,259,000 | 200,737,000 | 195,206,000 |
| Noninterest-bearing deposits | 86,251,000 | 105,750,000 | 112,271,000 | 124,999,000 |
| Equity capital | 39,029,000 | 41,180,000 | 43,498,000 | 42,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,602,000 | 7,625,000 | 11,776,000 | 16,127,000 |
| Interest expense | 821,000 | 1,652,000 | 2,516,000 | 3,401,000 |
| Net interest income | 2,781,000 | 5,973,000 | 9,260,000 | 12,726,000 |
| Noninterest income | 28,000 | 53,000 | 85,000 | 113,000 |
| Noninterest expense | 987,000 | 2,006,000 | 3,005,000 | 4,156,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,822,000 | 3,970,000 | 6,290,000 | 8,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,822,000 | 3,970,000 | 6,290,000 | 8,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,772,000 | 40,963,000 | 43,284,000 | 42,627,000 |
| Total capital | 42,343,000 | 44,584,000 | 46,905,000 | 46,248,000 |
| Risk-weighted assets | 302,607,000 | 306,934,000 | 303,968,000 | 316,484,000 |