Call reports 2017
BANK OF TEXAS — 2017
What BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 287,709,000 | 295,894,000 | 307,549,000 | 349,955,000 |
| Total loans | 242,016,000 | 251,118,000 | 261,457,000 | 269,502,000 |
| Allowance for loan losses | 3,141,000 | 3,291,000 | 3,391,000 | 3,571,000 |
| Securities available for sale | 4,299,000 | 3,998,000 | 4,055,000 | 4,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,032,000 | 246,292,000 | 253,960,000 | 295,937,000 |
| Interest-bearing deposits | 157,610,000 | 156,062,000 | 172,473,000 | 210,081,000 |
| Noninterest-bearing deposits | 85,421,000 | 90,230,000 | 81,488,000 | 85,856,000 |
| Equity capital | 34,716,000 | 36,193,000 | 37,957,000 | 37,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,711,000 | 5,694,000 | 8,997,000 | 12,485,000 |
| Interest expense | 579,000 | 1,167,000 | 1,810,000 | 2,606,000 |
| Net interest income | 2,132,000 | 4,527,000 | 7,187,000 | 9,879,000 |
| Noninterest income | 28,000 | 54,000 | 78,000 | 105,000 |
| Noninterest expense | 829,000 | 1,672,000 | 2,539,000 | 3,535,000 |
| Provision for loan losses | 0 | 150,000 | 250,000 | 430,000 |
| Pretax income | 1,331,000 | 2,759,000 | 4,476,000 | 6,019,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,331,000 | 2,759,000 | 4,476,000 | 6,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,459,000 | 35,936,000 | 37,700,000 | 36,947,000 |
| Total capital | 37,600,000 | 39,227,000 | 41,091,000 | 40,518,000 |
| Risk-weighted assets | 259,064,000 | 270,388,000 | 282,666,000 | 290,986,000 |