Call reports 2016
BANK OF TEXAS — 2016
What BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 269,363,000 | 273,467,000 | 281,062,000 | 276,245,000 |
| Total loans | 205,989,000 | 211,590,000 | 220,362,000 | 222,874,000 |
| Allowance for loan losses | 2,791,000 | 2,941,000 | 3,091,000 | 3,141,000 |
| Securities available for sale | 4,788,000 | 4,463,000 | 2,807,000 | 5,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,166,000 | 229,374,000 | 236,089,000 | 231,964,000 |
| Interest-bearing deposits | 162,520,000 | 169,006,000 | 170,594,000 | 157,635,000 |
| Noninterest-bearing deposits | 63,646,000 | 60,367,000 | 65,495,000 | 74,329,000 |
| Equity capital | 31,784,000 | 32,728,000 | 33,758,000 | 33,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,421,000 | 4,839,000 | 7,365,000 | 9,948,000 |
| Interest expense | 587,000 | 1,192,000 | 1,809,000 | 2,413,000 |
| Net interest income | 1,834,000 | 3,647,000 | 5,556,000 | 7,535,000 |
| Noninterest income | 24,000 | 49,000 | 73,000 | 103,000 |
| Noninterest expense | 733,000 | 1,514,000 | 2,303,000 | 3,106,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 975,000 | 1,882,000 | 2,876,000 | 4,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 975,000 | 1,882,000 | 2,876,000 | 4,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,527,000 | 32,471,000 | 33,501,000 | 33,092,000 |
| Total capital | 34,318,000 | 35,362,000 | 36,514,000 | 36,125,000 |
| Risk-weighted assets | 224,663,000 | 231,206,000 | 240,938,000 | 242,571,000 |