Call reports 2015
BANK OF TEXAS — 2015
What BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 262,498,000 | 250,146,000 | 254,790,000 | 266,372,000 |
| Total loans | 195,810,000 | 198,898,000 | 199,837,000 | 204,422,000 |
| Allowance for loan losses | 2,641,000 | 2,641,000 | 2,641,000 | 2,641,000 |
| Securities available for sale | 4,276,000 | 4,263,000 | 4,816,000 | 4,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,001,000 | 212,967,000 | 215,130,000 | 226,229,000 |
| Interest-bearing deposits | 160,311,000 | 156,436,000 | 156,584,000 | 157,211,000 |
| Noninterest-bearing deposits | 66,689,000 | 56,531,000 | 58,546,000 | 69,018,000 |
| Equity capital | 29,880,000 | 30,925,000 | 32,026,000 | 30,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,423,000 | 6,717,000 | 9,030,000 |
| Interest expense | 536,000 | 1,085,000 | 1,645,000 | 2,211,000 |
| Net interest income | 1,647,000 | 3,338,000 | 5,072,000 | 6,819,000 |
| Noninterest income | 34,000 | 61,000 | 86,000 | 110,000 |
| Noninterest expense | 709,000 | 1,419,000 | 2,086,000 | 2,754,000 |
| Provision for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 797,000 | 1,805,000 | 2,897,000 | 4,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 797,000 | 1,805,000 | 2,897,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,622,000 | 30,668,000 | 31,769,000 | 30,537,000 |
| Total capital | 32,108,000 | 33,202,000 | 34,410,000 | 33,178,000 |
| Risk-weighted assets | 198,795,000 | 202,589,000 | 214,529,000 | 222,299,000 |