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Call reports 2003

BANK OF TEXAS — 2003

What BANK OF TEXAS reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7916d3a7-1a41-4f37-ab12-2fc12821a08c/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets24,267,00026,875,00029,253,00031,845,000
Total loans19,184,00021,264,00023,412,00025,667,000
Allowance for loan losses244,000257,000286,000311,000
Securities available for sale3,047,0003,038,0003,008,0003,399,000
Securities held to maturity0000
Trading assets0000
Total deposits21,233,00023,823,00026,076,00028,583,000
Interest-bearing deposits17,638,00020,440,00022,182,00023,997,000
Noninterest-bearing deposits3,595,0003,383,0003,894,0004,586,000
Equity capital2,689,0002,919,0003,092,0003,128,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income375,000802,0001,264,0001,752,000
Interest expense144,000303,000478,000670,000
Net interest income231,000499,000786,0001,082,000
Noninterest income36,00052,00091,000117,000
Noninterest expense197,000396,000625,000829,000
Provision for loan losses18,00040,00080,000125,000
Pretax income52,000115,000172,000245,000
Income tax014,00029,00060,000
Net income52,000101,000143,000185,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital2,639,0002,867,0003,060,0003,094,000
Total capital2,883,0003,124,0003,346,0003,405,000
Risk-weighted assets24,483,00022,942,00024,869,00027,695,000

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