Call reports 2025
HARDIN COUNTY BANK, THE — 2025
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 628,428,000 | 634,549,000 | 641,835,000 | 653,856,000 |
| Total loans | 496,313,000 | 502,015,000 | 509,901,000 | 517,051,000 |
| Allowance for loan losses | 4,217,000 | 4,717,000 | 4,919,000 | 5,062,000 |
| Securities available for sale | 60,179,000 | 61,314,000 | 62,327,000 | 61,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,894,000 | 565,926,000 | 568,801,000 | 582,757,000 |
| Interest-bearing deposits | 414,244,000 | 414,784,000 | 406,079,000 | 416,686,000 |
| Noninterest-bearing deposits | 146,650,000 | 151,142,000 | 162,722,000 | 166,071,000 |
| Equity capital | 55,322,000 | 56,180,000 | 60,015,000 | 59,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,074,000 | 18,367,000 | 27,962,000 | 37,686,000 |
| Interest expense | 3,400,000 | 6,798,000 | 10,113,000 | 13,431,000 |
| Net interest income | 5,674,000 | 11,569,000 | 17,849,000 | 24,255,000 |
| Noninterest income | 965,000 | 1,845,000 | 2,853,000 | 2,830,000 |
| Noninterest expense | 4,229,000 | 8,401,000 | 12,468,000 | 16,838,000 |
| Provision for loan losses | 225,000 | 797,000 | 1,022,000 | 1,168,000 |
| Pretax income | 2,185,000 | 4,563,000 | 7,559,000 | 9,412,000 |
| Income tax | 558,000 | 1,165,000 | 1,926,000 | 2,446,000 |
| Net income | 1,627,000 | 3,398,000 | 5,633,000 | 6,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,920,000 | 67,691,000 | 69,926,000 | 69,260,000 |