Call reports 2023
HARDIN COUNTY BANK, THE — 2023
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 604,213,000 | 595,247,000 | 590,925,000 | 585,635,000 |
| Total loans | 491,219,000 | 482,234,000 | 485,463,000 | 473,885,000 |
| Allowance for loan losses | 5,341,000 | 5,492,000 | 5,565,000 | 4,834,000 |
| Securities available for sale | 67,084,000 | 65,762,000 | 61,411,000 | 64,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,476,000 | 534,475,000 | 529,934,000 | 524,656,000 |
| Interest-bearing deposits | 404,313,000 | 396,192,000 | 393,374,000 | 382,411,000 |
| Noninterest-bearing deposits | 130,163,000 | 138,283,000 | 136,560,000 | 142,245,000 |
| Equity capital | 49,187,000 | 50,670,000 | 50,277,000 | 51,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,071,000 | 14,545,000 | 22,338,000 | 30,451,000 |
| Interest expense | 1,570,000 | 3,789,000 | 6,205,000 | 8,998,000 |
| Net interest income | 5,501,000 | 10,756,000 | 16,133,000 | 21,453,000 |
| Noninterest income | 804,000 | 2,468,000 | 2,853,000 | 3,321,000 |
| Noninterest expense | 3,876,000 | 7,717,000 | 11,526,000 | 15,317,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,279,000 | 5,207,000 | 7,010,000 | 8,686,000 |
| Income tax | 590,000 | 1,337,000 | 1,206,000 | 1,634,000 |
| Net income | 1,689,000 | 3,870,000 | 5,804,000 | 7,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,842,000 | 62,030,000 | 63,972,000 | 61,227,000 |