Call reports 2022
HARDIN COUNTY BANK, THE — 2022
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 604,895,000 | 601,415,000 | 616,797,000 | 599,950,000 |
| Total loans | 456,756,000 | 485,347,000 | 480,533,000 | 488,888,000 |
| Allowance for loan losses | 4,886,000 | 5,019,000 | 5,179,000 | 5,189,000 |
| Securities available for sale | 72,025,000 | 70,389,000 | 66,175,000 | 66,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,037,000 | 544,452,000 | 560,184,000 | 540,714,000 |
| Interest-bearing deposits | 405,497,000 | 408,677,000 | 410,920,000 | 403,359,000 |
| Noninterest-bearing deposits | 140,540,000 | 135,775,000 | 149,264,000 | 137,355,000 |
| Equity capital | 51,352,000 | 48,684,000 | 48,284,000 | 46,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,801,000 | 11,964,000 | 18,559,000 | 25,502,000 |
| Interest expense | 634,000 | 1,257,000 | 2,058,000 | 3,215,000 |
| Net interest income | 5,167,000 | 10,707,000 | 16,501,000 | 22,287,000 |
| Noninterest income | 800,000 | 1,430,000 | 1,819,000 | 2,154,000 |
| Noninterest expense | 3,491,000 | 7,022,000 | 10,779,000 | 14,673,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 2,328,000 | 4,817,000 | 7,093,000 | 9,220,000 |
| Income tax | 602,000 | 1,246,000 | 1,183,000 | 1,689,000 |
| Net income | 1,726,000 | 3,571,000 | 5,910,000 | 7,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,319,000 | 58,172,000 | 60,518,000 | 58,146,000 |