Call reports 2020
HARDIN COUNTY BANK, THE — 2020
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 521,367,000 | 570,591,000 | 561,828,000 | 574,432,000 |
| Total loans | 413,152,000 | 438,952,000 | 446,959,000 | 451,705,000 |
| Allowance for loan losses | 4,472,000 | 4,563,000 | 4,789,000 | 4,639,000 |
| Securities available for sale | 61,465,000 | 58,328,000 | 59,400,000 | 61,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,719,000 | 501,224,000 | 501,487,000 | 516,574,000 |
| Interest-bearing deposits | 376,483,000 | 389,494,000 | 390,252,000 | 402,514,000 |
| Noninterest-bearing deposits | 80,236,000 | 111,730,000 | 111,235,000 | 114,060,000 |
| Equity capital | 46,949,000 | 50,183,000 | 51,827,000 | 50,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,015,000 | 12,416,000 | 18,697,000 | 25,036,000 |
| Interest expense | 1,432,000 | 2,728,000 | 3,919,000 | 4,994,000 |
| Net interest income | 4,583,000 | 9,688,000 | 14,778,000 | 20,042,000 |
| Noninterest income | 444,000 | 900,000 | 1,043,000 | 1,321,000 |
| Noninterest expense | 3,237,000 | 6,444,000 | 9,681,000 | 13,135,000 |
| Provision for loan losses | 120,000 | 270,000 | 570,000 | 670,000 |
| Pretax income | 1,771,000 | 3,977,000 | 5,672,000 | 7,660,000 |
| Income tax | 465,000 | 1,014,000 | 969,000 | 1,413,000 |
| Net income | 1,306,000 | 2,963,000 | 4,703,000 | 6,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,791,000 | 49,457,000 | 51,204,000 | 50,005,000 |