Call reports 2019
HARDIN COUNTY BANK, THE — 2019
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 504,556,000 | 509,859,000 | 502,570,000 | 502,048,000 |
| Total loans | 412,912,000 | 415,189,000 | 401,074,000 | 403,739,000 |
| Allowance for loan losses | 4,764,000 | 4,558,000 | 4,496,000 | 4,428,000 |
| Securities available for sale | 51,370,000 | 52,943,000 | 51,383,000 | 50,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,983,000 | 442,844,000 | 434,496,000 | 438,173,000 |
| Interest-bearing deposits | 365,397,000 | 370,174,000 | 359,682,000 | 360,243,000 |
| Noninterest-bearing deposits | 71,586,000 | 72,670,000 | 74,814,000 | 77,930,000 |
| Equity capital | 44,884,000 | 47,718,000 | 49,924,000 | 46,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,953,000 | 12,118,000 | 18,200,000 | 24,275,000 |
| Interest expense | 1,523,000 | 3,214,000 | 4,898,000 | 6,488,000 |
| Net interest income | 4,430,000 | 8,904,000 | 13,302,000 | 17,787,000 |
| Noninterest income | 586,000 | 1,144,000 | 1,255,000 | 1,480,000 |
| Noninterest expense | 3,126,000 | 6,239,000 | 9,237,000 | 12,413,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,890,000 | 3,809,000 | 5,320,000 | 6,859,000 |
| Income tax | 464,000 | 913,000 | 949,000 | 1,429,000 |
| Net income | 1,426,000 | 2,896,000 | 4,371,000 | 5,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,552,000 | 48,030,000 | 49,512,000 | 46,478,000 |
| Total capital | 51,316,000 | 52,588,000 | 54,008,000 | 50,906,000 |
| Risk-weighted assets | 434,986,000 | 443,685,000 | 433,465,000 | 441,116,000 |