Call reports 2018
HARDIN COUNTY BANK, THE — 2018
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 496,598,000 | 504,941,000 | 500,038,000 | 494,260,000 |
| Total loans | 399,025,000 | 414,646,000 | 415,125,000 | 407,329,000 |
| Allowance for loan losses | 3,900,000 | 4,268,000 | 4,516,000 | 4,771,000 |
| Securities available for sale | 51,929,000 | 51,761,000 | 46,269,000 | 46,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,410,000 | 433,583,000 | 437,278,000 | 432,501,000 |
| Interest-bearing deposits | 367,578,000 | 353,676,000 | 362,270,000 | 356,378,000 |
| Noninterest-bearing deposits | 69,832,000 | 79,907,000 | 75,008,000 | 76,123,000 |
| Equity capital | 42,380,000 | 43,672,000 | 44,399,000 | 42,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,407,000 | 11,112,000 | 16,997,000 | 22,981,000 |
| Interest expense | 990,000 | 2,015,000 | 3,197,000 | 4,536,000 |
| Net interest income | 4,417,000 | 9,097,000 | 13,800,000 | 18,445,000 |
| Noninterest income | 526,000 | 988,000 | 1,749,000 | 1,883,000 |
| Noninterest expense | 3,047,000 | 6,079,000 | 9,178,000 | 12,110,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,671,000 | 3,482,000 | 5,549,000 | 7,096,000 |
| Income tax | 402,000 | 814,000 | 1,346,000 | 1,302,000 |
| Net income | 1,269,000 | 2,668,000 | 4,203,000 | 5,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,672,000 | 46,078,000 | 47,621,000 | 45,119,000 |
| Total capital | 48,572,000 | 50,346,000 | 52,137,000 | 49,890,000 |
| Risk-weighted assets | 421,294,000 | 439,559,000 | 439,938,000 | 429,503,000 |