Call reports 2017
HARDIN COUNTY BANK, THE — 2017
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 458,397,000 | 463,058,000 | 476,116,000 | 488,766,000 |
| Total loans | 364,376,000 | 367,122,000 | 381,602,000 | 393,450,000 |
| Allowance for loan losses | 4,057,000 | 4,261,000 | 4,042,000 | 3,873,000 |
| Securities available for sale | 57,775,000 | 59,613,000 | 57,428,000 | 56,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,241,000 | 403,740,000 | 414,969,000 | 421,645,000 |
| Interest-bearing deposits | 332,196,000 | 337,098,000 | 347,772,000 | 353,849,000 |
| Noninterest-bearing deposits | 70,045,000 | 66,642,000 | 67,197,000 | 67,796,000 |
| Equity capital | 37,055,000 | 39,424,000 | 40,471,000 | 37,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,885,000 | 9,958,000 | 15,170,000 | 20,326,000 |
| Interest expense | 657,000 | 1,351,000 | 2,135,000 | 2,956,000 |
| Net interest income | 4,228,000 | 8,607,000 | 13,035,000 | 17,370,000 |
| Noninterest income | 498,000 | 1,046,000 | 1,296,000 | 1,624,000 |
| Noninterest expense | 3,035,000 | 6,084,000 | 9,020,000 | 11,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,691,000 | 3,569,000 | 5,311,000 | 6,999,000 |
| Income tax | 560,000 | 1,177,000 | 1,771,000 | 2,836,000 |
| Net income | 1,131,000 | 2,392,000 | 3,540,000 | 4,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,887,000 | 40,154,000 | 41,308,000 | 38,437,000 |
| Total capital | 42,944,000 | 44,415,000 | 45,350,000 | 42,310,000 |
| Risk-weighted assets | 380,953,000 | 384,093,000 | 400,502,000 | 408,114,000 |