Call reports 2005
HARDIN COUNTY BANK, THE — 2005
What HARDIN COUNTY BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 218,633,000 | 217,695,000 | 219,809,000 | 224,318,000 |
| Total loans | 123,057,000 | 132,083,000 | 134,708,000 | 135,977,000 |
| Allowance for loan losses | 1,245,000 | 1,321,000 | 1,349,000 | 1,344,000 |
| Securities available for sale | 69,243,000 | 60,229,000 | 57,627,000 | 62,186,000 |
| Securities held to maturity | 1,297,000 | 1,312,000 | 1,326,000 | 1,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,117,000 | 180,923,000 | 182,339,000 | 186,412,000 |
| Interest-bearing deposits | 159,547,000 | 155,248,000 | 155,668,000 | 157,921,000 |
| Noninterest-bearing deposits | 26,570,000 | 25,675,000 | 26,671,000 | 28,491,000 |
| Equity capital | 19,094,000 | 20,115,000 | 20,474,000 | 19,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,917,000 | 9,053,000 | 12,275,000 |
| Interest expense | 869,000 | 1,837,000 | 2,922,000 | 4,105,000 |
| Net interest income | 2,002,000 | 4,080,000 | 6,131,000 | 8,170,000 |
| Noninterest income | 466,000 | 994,000 | 1,553,000 | 2,363,000 |
| Noninterest expense | 1,724,000 | 3,508,000 | 5,314,000 | 7,137,000 |
| Provision for loan losses | 20,000 | 143,000 | 229,000 | 244,000 |
| Pretax income | 739,000 | 1,495,000 | 2,197,000 | 3,212,000 |
| Income tax | 171,000 | 374,000 | 535,000 | 1,024,000 |
| Net income | 568,000 | 1,121,000 | 1,662,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,674,000 | 20,166,000 | 20,657,000 | 20,096,000 |
| Total capital | 20,919,000 | 21,487,000 | 22,006,000 | 21,440,000 |
| Risk-weighted assets | 148,688,000 | 150,280,000 | 153,130,000 | 155,427,000 |
Machine access — free, no API key
Every figure shown here about HARDIN COUNTY BANK, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.