Call reports 2024
INTEGRO BANK — 2024
What INTEGRO BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 62,860,000 | 66,604,000 | 94,636,000 | 111,773,000 |
| Total loans | 40,964,000 | 50,124,000 | 66,332,000 | 86,466,000 |
| Allowance for loan losses | 372,000 | 463,000 | 569,000 | 747,000 |
| Securities available for sale | 4,525,000 | 4,749,000 | 5,399,000 | 4,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,075,000 | 47,917,000 | 76,657,000 | 83,617,000 |
| Interest-bearing deposits | 37,894,000 | 41,495,000 | 68,347,000 | 72,313,000 |
| Noninterest-bearing deposits | 5,181,000 | 6,422,000 | 8,310,000 | 11,304,000 |
| Equity capital | 17,675,000 | 16,557,000 | 15,741,000 | 15,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 2,084,000 | 3,463,000 | 5,293,000 |
| Interest expense | 344,000 | 811,000 | 1,512,000 | 2,183,000 |
| Net interest income | 610,000 | 1,273,000 | 1,951,000 | 3,110,000 |
| Noninterest income | 20,000 | 30,000 | 358,000 | 901,000 |
| Noninterest expense | 1,754,000 | 3,613,000 | 5,546,000 | 7,467,000 |
| Provision for loan losses | 63,000 | 153,000 | 260,000 | 438,000 |
| Pretax income | -1,181,000 | -2,460,000 | -3,506,000 | -3,911,000 |
| Income tax | 1,000 | 0 | 1,000 | 0 |
| Net income | -1,182,000 | -2,460,000 | -3,507,000 | -3,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,703,000 | 16,585,000 | 15,607,000 | 15,213,000 |