Call reports 2023
INTEGRO BANK — 2023
What INTEGRO BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 42,645,000 | 43,953,000 | 44,193,000 | 52,975,000 |
| Total loans | 4,603,000 | 7,361,000 | 19,339,000 | 33,672,000 |
| Allowance for loan losses | 47,000 | 99,000 | 195,000 | 309,000 |
| Securities available for sale | 0 | 3,901,000 | 4,894,000 | 4,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,998,000 | 20,517,000 | 22,023,000 | 31,881,000 |
| Interest-bearing deposits | 16,939,000 | 18,719,000 | 18,712,000 | 27,933,000 |
| Noninterest-bearing deposits | 1,059,000 | 1,798,000 | 3,311,000 | 3,948,000 |
| Equity capital | 22,557,000 | 21,473,000 | 20,138,000 | 18,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 962,000 | 1,572,000 | 2,388,000 |
| Interest expense | 116,000 | 264,000 | 433,000 | 658,000 |
| Net interest income | 324,000 | 698,000 | 1,139,000 | 1,730,000 |
| Noninterest income | -2,000 | 0 | 32,000 | 48,000 |
| Noninterest expense | 1,657,000 | 3,260,000 | 4,957,000 | 6,778,000 |
| Provision for loan losses | 47,000 | 99,000 | 195,000 | 309,000 |
| Pretax income | -1,382,000 | -2,661,000 | -3,981,000 | -5,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,382,000 | -2,661,000 | -3,981,000 | -5,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,557,000 | 21,477,000 | 20,147,000 | 18,845,000 |