Call reports 2016
HANMI BANK — 2016
What HANMI BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,304,215,000 | 4,435,372,000 | 4,396,418,000 | 4,695,776,000 |
| Total loans | 3,309,062,000 | 3,462,142,000 | 3,559,084,000 | 3,854,084,000 |
| Allowance for loan losses | 41,026,000 | 39,707,000 | 38,972,000 | 32,428,000 |
| Securities available for sale | 675,031,000 | 636,275,000 | 548,961,000 | 516,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,514,795,000 | 3,604,589,000 | 3,780,322,000 | 3,813,652,000 |
| Interest-bearing deposits | 2,327,616,000 | 2,400,006,000 | 2,539,504,000 | 2,606,567,000 |
| Noninterest-bearing deposits | 1,187,179,000 | 1,204,583,000 | 1,240,818,000 | 1,207,085,000 |
| Equity capital | 508,426,000 | 522,838,000 | 535,316,000 | 540,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 42,746,000 | 86,973,000 | 131,362,000 | 178,825,000 |
| Interest expense | 3,923,000 | 7,904,000 | 12,442,000 | 17,448,000 |
| Net interest income | 38,823,000 | 79,069,000 | 118,920,000 | 161,377,000 |
| Noninterest income | 6,778,000 | 16,251,000 | 25,223,000 | 33,739,000 |
| Noninterest expense | 24,655,000 | 51,253,000 | 78,674,000 | 103,987,000 |
| Provision for loan losses | -1,525,000 | -3,040,000 | -4,490,000 | -4,339,000 |
| Pretax income | 22,372,000 | 47,004,000 | 69,891,000 | 95,400,000 |
| Income tax | 6,751,000 | 16,234,000 | 25,077,000 | 35,280,000 |
| Net income | 15,621,000 | 30,770,000 | 44,814,000 | 60,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 468,926,000 | 479,578,000 | 493,411,000 | 511,146,000 |
| Total capital | 511,172,000 | 520,760,000 | 533,874,000 | 544,758,000 |
| Risk-weighted assets | 3,458,250,000 | 3,570,663,000 | 3,654,889,000 | 3,993,993,000 |