Call reports 2015
HANMI BANK — 2015
What HANMI BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,079,195,000 | 3,965,936,000 | 4,209,154,000 | 4,228,996,000 |
| Total loans | 2,828,852,000 | 2,881,080,000 | 3,049,943,000 | 3,186,190,000 |
| Allowance for loan losses | 52,949,000 | 50,818,000 | 46,360,000 | 42,935,000 |
| Securities available for sale | 858,065,000 | 728,683,000 | 669,340,000 | 698,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,569,735,000 | 3,456,812,000 | 3,534,967,000 | 3,525,711,000 |
| Interest-bearing deposits | 2,487,981,000 | 2,377,957,000 | 2,404,073,000 | 2,354,457,000 |
| Noninterest-bearing deposits | 1,081,753,000 | 1,078,854,000 | 1,130,893,000 | 1,171,253,000 |
| Equity capital | 464,492,000 | 469,929,000 | 482,858,000 | 491,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 41,702,000 | 82,665,000 | 122,786,000 | 164,557,000 |
| Interest expense | 3,837,000 | 7,642,000 | 11,526,000 | 15,486,000 |
| Net interest income | 37,865,000 | 75,023,000 | 111,260,000 | 149,071,000 |
| Noninterest income | 7,724,000 | 17,340,000 | 29,217,000 | 40,503,000 |
| Noninterest expense | 29,692,000 | 55,914,000 | 83,974,000 | 110,645,000 |
| Provision for loan losses | -1,677,000 | -4,079,000 | -7,785,000 | -11,623,000 |
| Pretax income | 19,758,000 | 44,624,000 | 70,432,000 | 97,162,000 |
| Income tax | 8,062,000 | 18,197,000 | 29,293,000 | 40,322,000 |
| Net income | 11,696,000 | 26,427,000 | 41,139,000 | 56,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 423,737,000 | 434,642,000 | 443,364,000 | 454,634,000 |
| Total capital | 462,053,000 | 473,898,000 | 484,816,000 | 496,710,000 |
| Risk-weighted assets | 3,049,616,000 | 3,107,380,000 | 3,288,663,000 | 3,342,217,000 |