Call reports 2019
BANK OF DICKSON — 2019
What BANK OF DICKSON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 228,843,000 | 227,156,000 | 238,236,000 | 233,860,000 |
| Total loans | 143,065,000 | 141,718,000 | 140,375,000 | 142,385,000 |
| Allowance for loan losses | 1,519,000 | 1,520,000 | 1,520,000 | 1,612,000 |
| Securities available for sale | 68,936,000 | 73,043,000 | 79,770,000 | 80,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,024,000 | 193,410,000 | 202,539,000 | 200,447,000 |
| Interest-bearing deposits | 152,537,000 | 150,653,000 | 159,115,000 | 157,438,000 |
| Noninterest-bearing deposits | 43,487,000 | 42,757,000 | 43,424,000 | 43,009,000 |
| Equity capital | 29,735,000 | 30,591,000 | 30,959,000 | 29,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,267,000 | 6,475,000 | 8,652,000 |
| Interest expense | 245,000 | 523,000 | 827,000 | 1,130,000 |
| Net interest income | 1,849,000 | 3,744,000 | 5,648,000 | 7,522,000 |
| Noninterest income | 157,000 | 339,000 | 490,000 | 805,000 |
| Noninterest expense | 1,425,000 | 2,868,000 | 4,275,000 | 5,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 581,000 | 1,215,000 | 1,863,000 | 2,533,000 |
| Income tax | 96,000 | 211,000 | 340,000 | 475,000 |
| Net income | 485,000 | 1,004,000 | 1,523,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,701,000 | 30,028,000 | 30,355,000 | 28,825,000 |
| Total capital | 31,176,000 | 31,500,000 | 31,845,000 | 30,315,000 |
| Risk-weighted assets | 117,953,000 | 117,691,000 | 119,148,000 | 119,099,000 |