Call reports 2016
BANK OF DICKSON — 2016
What BANK OF DICKSON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 225,179,000 | 225,240,000 | 226,577,000 | 222,942,000 |
| Total loans | 138,349,000 | 136,724,000 | 138,256,000 | 140,860,000 |
| Allowance for loan losses | 1,371,000 | 1,367,000 | 1,333,000 | 1,366,000 |
| Securities available for sale | 78,500,000 | 72,270,000 | 76,003,000 | 74,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,358,000 | 187,829,000 | 189,156,000 | 185,871,000 |
| Interest-bearing deposits | 150,233,000 | 153,545,000 | 151,370,000 | 146,938,000 |
| Noninterest-bearing deposits | 36,125,000 | 34,284,000 | 37,786,000 | 38,933,000 |
| Equity capital | 29,315,000 | 29,824,000 | 29,837,000 | 28,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,059,000 | 6,035,000 | 8,027,000 |
| Interest expense | 276,000 | 543,000 | 807,000 | 1,072,000 |
| Net interest income | 1,765,000 | 3,516,000 | 5,228,000 | 6,955,000 |
| Noninterest income | 189,000 | 370,000 | 548,000 | 842,000 |
| Noninterest expense | 1,389,000 | 2,772,000 | 4,162,000 | 5,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 44,000 |
| Pretax income | 565,000 | 1,114,000 | 1,614,000 | 2,274,000 |
| Income tax | 142,000 | 278,000 | 395,000 | 568,000 |
| Net income | 423,000 | 836,000 | 1,219,000 | 1,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,536,000 | 27,758,000 | 27,914,000 | 28,097,000 |
| Total capital | 28,907,000 | 29,125,000 | 29,247,000 | 29,463,000 |
| Risk-weighted assets | 120,691,000 | 116,567,000 | 118,689,000 | 119,577,000 |